First Merchants Corporation is a financial holding company that operates through its subsidiary First Merchants Bank, providing a full range of commercial and retail banking services across Indiana, Illinois, Michigan, and Ohio. The company offers traditional banking products including commercial and consumer loans, mortgages, deposit accounts, trust services, wealth management, and insurance services to individuals, businesses, and municipalities. First Merchants serves its customers through approximately 120 banking locations and focuses primarily on community banking while also providing specialized services such as equipment financing and agricultural lending.